Education Center

Below are brief summaries of some of the topics that may arise as we explore your long- and short-term financial goals. The information will give you something to consider as you prepare for our initial review.

Planning for your retirement
--What would you like to do when you retire?

  • Spend a year in Tuscany.
  • Learn to play the piano.
  • Visit every Major League ballpark.
  • Enjoy more time with your grandchildren.
  • Run for local office.

Since many people spend 20-30 years in retirement, you may have the time to do the things you want--but will you have the resources?

As a Financial Adviser, I can offer you a variety of insurance and investment products and services that can help you fund your retirement and help you secure your financial future.


CrEducation bknyeating a Lasting Legacy for Loved Ones

With hard work and careful planning during your income-earning years, you may have built a healthy nest egg, sufficient to ensure a comfortable, independent retirement.

You may actually be in the enviable position of being able to leave something to those you love the most: your spouse, children, grandchildren, and perhaps your favorite charities. Now's the time to seize the moment and put together a plan that creates a legacy for those you love.

Your Children's Education

Consider this scenario: The car's packed and the teary good-byes have been exchanged. You may feel as though your baby's leaving you, but this is one of the proudest moments of your life. You've scrimped and saved to afford your child's education, and now that the day is finally here, you can breathe a sigh of relief.

Thank goodness you planned ahead and started saving early so that the next four years won't be so financially stressful.

Now, consider the alternative: What if you didn't plan? Then those next four years could be your worst nightmare, turning into a juggling act of student and parent loans, financial aid requests, and semesterly payments.

Fortunately, we understand the importance of funding your children's education, and, therefore, offer a selection of products to help you meet that goal.

Of course, we can't promise that you won't get the occasional phone call, "Mom? Dad? I'm a little low on cash.…"

Safeguarding Your Home Mortgage

There's nothing like the feeling of owning your own home. It's a part of the American Dream - to live in a home that you can truly call your own. Between picking out curtains and paint samples, you should also remember that your house is an investment. Your home represents many things – a place to raise a family, comfort, and a major financial commitment.

Like other valuable assets in your life, it too needs to be protected. Realizing how important your house is to you and your family is the first step. Deciding on ways to safeguard your investment is an important step that will help guarantee the joy of owning your home for years to come.

We can help alleviate some of the worry that comes with ownership. One major concern may be that your family will face difficulties paying off the mortgage in the event that you pass on. One of the ways to help assure your family's financial security is to consider life insurance products as mortgage protectors. Products such as Permanent Life and Term Life insurance are personally-owned and portable. If purchased in an adequate amount, the death benefit can help retire the mortgage, and also help provide money to cover other expenses. Ensuring your family's future now will help ease your mind, and let you concentrate on the really important things…like choosing between carpet or hardwood floor for the dining room.


*Need a little help in deciding which products and services would be right for you and your family? Please use the
contact us button to e-mail us. We can help you analyze your needs and recommend appropriate products.

 

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